| Rudy Flores · (619) 392-6714 · Real Estate Strategist, Realtor® · CalDRE #02257808 · Responsible Broker CalDRE #01481919 Not affiliated with the U.S. Department of Veterans Affairs or any government agency. Your contact information will be shared with our preferred lender, Point Mortgage Corporation (NMLS #231073), so they can reach you about VA loan programs and any other loans, grants or assistance you may qualify for.
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Home Guides

Home Guides: Practical Know-How for San Diego Buyers and Sellers

Practical guides, printable checklists and market insight for people buying, selling or moving in San Diego County.

HOME GUIDES · OCTOBER 2026

Short, practical guides to the questions that come up most in a San Diego home purchase or sale, with official sources, printable checklists and numbers you can check.

Looking for calculators? See all home tools, or take the Home Strategy Quiz for a plan built around you.

Home Guides

Pick a Guide

Plain language, no pressure, and each one ends with a next step.

Buyer Guide

Questions to Ask a Mortgage Lender Before You Choose One

A printable list of questions that help you compare lenders on equal footing, and what to look for on the Loan Estimate.

Buyer Guide

HOA Dues and Mello-Roos Taxes: What They Are and What to Ask

Two costs that sit outside the mortgage and change what a home really costs each month, with the documents to request before you buy.

Moving Guide

Moving In: Who to Call and What to Update

A checklist of the official places to update your address, start your power and gas, and find your water, trash and school information.

Military Moves

Orders to Keys: A Timeline for Buying a Home on a PCS Move to San Diego

What to do and when, from the day you get orders to the day you get your keys, with the official VA and military resources for each step.

VA Loans

The VA Appraisal and Minimum Property Requirements, Explained

What the VA appraisal checks, how it is different from a home inspection, and what happens if a home needs repairs.

VA Loans

Who Is Exempt From the VA Funding Fee?

The VA funding fee can be rolled into the loan, and some veterans, service members and surviving spouses do not pay it at all.

VA Loans

VA Loan or Conventional Loan? How to Compare Them

A fair, side-by-side way to compare a VA loan with a conventional loan, and the numbers that matter most.

Military Moves

San Diego Military Bases and Where People Look for Housing

The main San Diego-area installations, where they are, and the tools to compare commutes and housing near each one.

Market Insight

The Best Time to Buy or Sell in San Diego, Month by Month

Charts and numbers show which months San Diego homes sell most, when prices peak and when buyers have the most room to negotiate.

Market Insight

Printable Neighborhood Sheets by ZIP Code

A one-page, printable snapshot of any San Diego County ZIP code: typical values, rent, days to sell, income and the age of homes.

Calculators and tools

Also useful

Have a Question the Guides Do Not Answer?

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